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How Can We Catch Up? Mortgage Denials Stack the Deck Against Black and Hispanic Buyers How Can We Catch Up? Mortgage Denials Stack the Deck Against Black and Hispanic Buyers The American dream of homeownership is not an equal opportunity ambition. Blacks and Hispanics are more likely to be denied mortgages or get pricier loans. Clare Trapasso, provided by FacebookTwitterEmail The American dream of homeownership is not an equal opportunity ambition. Black and Hispanic home buyers are more frequently denied mortgages than white buyers even when their financial pictures are similar, according to a realtor.com® analysis of 2019 mortgage data. When they are able to secure mortgages, Black and Hispanic borrowers are more likely to pay higher fees and interest rates on their loans than white and Asian borrowers.

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