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Share of housing loans in total advances rises to 14.2 pc in 11 years: RBI report

The share of residential housing loans in total advances has increased over the last eleven years to 14.2 per cent in March 2023 from 8.6 per cent in March 2012, as per the Reserve Banks latest Financial Stability Report (FSR). The share of residential housing loans in total loans has increased over the last eleven years to 14.2 per cent in March 2023 from 8.6 per cent in March 2012, the report said.
Pradeep Aggarwal Reserve Bank Financial Stability Report Signature Global Andromeda Salesv Swaminathan Real Estate Regulation

Share Of Housing Loans In Total Advances Rises To 14.2% In 11 Years: RBI Report

The rise in unsold inventory resulted in an uptick in the inventory overhang in January-March of 2022-23, it said. It noted that with strong demand for houses in the post-pandemic period, the house price gap (actual less trend) is closing after a period of around three years. A positive house price gap is an early warning of concentration of credit and vulnerability in the housing market.
New Delhi Pradeep Aggarwal Reserve Bank Financial Stability Report Signature Global Andromeda Salesv Swaminathan
Source: india.com

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