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Homeownership could be made more affordable if we opened our minds

There are understandably growing worries over the high level of indebtedness the world over, and especially so given the current environment of rapidly rising interest rates. The recent market meltdown in the UK underscores the rising risks of a broader global financial crisis. The excesses of the past decade, the borrowing binge fuelled by ultra-low interest rates and liquidity, are coming back to bite us, no doubt.
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