digits nap was procee digits. that was followed by another 450% return. this might be a recalibration where we re setting up for another move up in the markets in the coming years. one of the things that made me feel better yesterday when i learned the thousands point gain doesn t rank among the top 20 percentage. in fact, we tend to look at these numbers as being big. the volatility is huge. when you look at them as a percentage basis compared to 10 or is15 years ago it s not amon the best or the worst. what i m looking at today and seeing the dow is up gagain and the franticness of the big losses is down. is that a sign to people that the message which they are getting which is hold tight, if you re in this for the long term, if you re in this for retirement, hold tight still holds? yes. if you look at the average