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Cash back debit cards: Are they worth it? Bankrate 1/20/2021 © Cavan Images/Cavan/Getty Images Paying for home decor purchase with card with masks on Debit cards make it easy to pay for purchases directly from your checking account, but that doesnt mean they are worry-free. First off, paying with a debit card leaves you with more liability for fraudulent purchases when compared to credit cards. Not only that, but debit cards are light on perks, whereas cash back credit cards often come wit...