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To be required to have health care insurance or pay a fine, $695 or 2.5% of their income, whichever is greater. but if they simply cant afford it, then they can get subsidy, and they have specific criteria for whos going to qualify for subsidies. it has to do with how much youre making and how big your family is. >> one final question. my dad owns a small business that doesnt offer his six employees health care. how will health care reform affect his business structure? >> yeah, you know, theres...

Holmes-norton, a congress woman that represents washington and the former acting administrators centers for medicare and medicaid in the obama administrati administration. two individuals that know the issues well. congress woman norton, when you look at this put aside whatever differences you and the president may have, on the best way to do health care in theory. in practice, what does this do to people and is he undermining the very pledges he made about having something to replace repeal? >>...

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Income rises, the act creates a disincentive for people to work relative to what would have been the case in the absence of that act. >> welcome to "the journal editorial report." im paul gigot. he is saying president obamas affordable care act is a disincentive for people to work adding fuel to republicans that obamacare will hurt the economy. here is the chairman of the council of economic advisors jason fuhrman. >> doesnt say "losing jobs." it says ftes. this might be somebody who used to wor...

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Receivables. >> we needed to bridge the gap to afford salaries. >> reporter: they both turned to pascak bank, a publicly owned bank in the town. he grew up in the town and hes known debbie and lee for more than 20 years. >> a community bank will service 95% to 98% of the average persons community needs. >> by and large, the vast majority of community banks in the world are capitalized, have plenty of liquidity, community banks stick with customers in good times and bad. >> reporter: the banks wh...