a leverage multiplier of the base insurance cost for covering elderly people. if this thing works like it s supposed to, all their costs will go down and deductibles will go down because of competition. at the end of the day, they ll be better off. it provides for the tax equalization where people that don t have a company plan, like people in or a union plan or a governmental entity plan can also buy after-tax dollar insurance. and i like the idea of stimulating affiliated plans of small employers banding together to be able toexpand the use of group plans. that s onehing in this whol deal that seems to work well, is group insurance provided by employers and unions and the like. congressman rooney, republican from florida. you re always welcome back on my show. thank you. thank you. snoou as the gop tries to sell its health care plan, much has been made of a patient-focused model. for small business owners the uncertainty around the affordable care act is giving