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And put 20% down, effectively youre 80% underfunded. but we dont freak out about that number because what is more important, can we make that monthly payment. >> reporter: others know places like illinois dont have 30 years before all of the payments come due, and retiree health benefits that cost twice as much arent even included, so something has to be done soon. bret? >> jim, thank you. sales of previously occupied homes surged 6.5% last month to the highest level in more than three years, ...

Youre 80% underfunded. but we dont freak out about that number because what is more important, can we make that monthly payment. >> reporter: others know places like illinois dont have 30 years before all of the payments come due, and retiree health benefits that cost twice as much arent even included, so something has to be done soon. bret? >> jim, thank you. sales of previously occupied homes surged 6.5% last month to the highest level in more than three years, but that was not enough to rev...