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The Airline Industry is clearly suffering. People are afraid to fly. We know there is going to be damage to the prophets of airlines, cruise ships, that sort of thing, hotels. But it gets further than that, jesse, because oil prices have crashed with the stock markets. Mobil and chevron are struggling. One of the most alarming things going on in the markets if you were to guess what was the hardest hit sector over the duration of this, you might be surprised to hear it is the banks. Everyonen for that is is getting out of the stock market, buying treasuries, and that reduces Interest Rates sharply. It is less profitable for banks to loan. They worry about the loans the banks already have in the market. If you are worried about the credit quality of Companies Going forward, especially the ones hardest hit like the energy companies, travel companies, it is easy to see how the damage being done from this and more to come trickles its way through different sectors. It all goes back to the

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