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Savvy Florida employers are controlling the frequency and severity of claims while delivering better, more consistent care in the face of a doctor shortage.

For about the same cost as covering two annual visits at 100%, employer clients could cover four at 80% to prevent more serious problems, as well as treat cavities painlessly.

Employers can help level the playing field by adopting an Individual Coverage Health Reimbursement Account, which will allow them to customize their benefits and avoid subsidizing coverage for segments of the workforce.

In an industry that has yet to leverage technology, the combined shortage of doctors, nurses and the national blood supply has created a lethal cocktail.

To achieve a purpose-driven life after work, critical questions must be asked to seed difficult conversations.

The American Foreign Service Protective Association serves a federal workforce with members in 172 countries. That means benefits must be flexible — and accessible.

How can ongoing legislation support a more equitable future and retirement — for all Americans?

How can ongoing legislation support a more equitable future and retirement — for all Americans?