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Hybrid system. there is some private insurance companies involved, and it kind of operates like the health insurance system. and its just a recipe for endless hassle, endless frustration when you try to take time off. and i dont think the purpose of public policy should be to anger people and frustrate people. >> yeah. you say this about the sort of specific program design right now. to use the benefit workers must learn whether their employer or their state offer paid leave. then apply with the...