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Debt, but that also has to pick up. >> one interesting thing with that recovery in housing, by the way, is that construction of sick e single family homes is still pretty weak. theyre saying i saw wland in the last crash. i dont want to put all of my money in a home and risk losing it again. were seeing those rental apartments getting bimt. you are seeing this show up in optimistic polling. that first chart you saw, it doesnt matter what the dow is. it doesnt matter what the tough unemployment n...