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To living standards. >> i would say the living standards, like you said that really matter to peoples quality of life have gotten worse. they are much harder. >> what time period? >> over the last two, three decades, absolutely. the buying power of the average household has declined because a lot more is going toward housing. even after the bubble burst, a lot more to health care costs. it costs a lot more to send a kid to college today. so i think in terms of what it takes to have a decent qual...