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RBI directs lenders to review their lending practices in line with fair practice code

Some lenders are resorting to certain unfair practices in charging interest rates such as charged interest on loans from the date of sanctioning or execution of the loan agreement rather than from the date of disbursement.

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RBI directs review of unfair interest practices by financial institutions

RBI directs review of unfair interest practices by financial institutions
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RBI penalises IDFC First Bank, LIC Housing Finance for non-compliance

RBI penalises IDFC First Bank, LIC Housing Finance for non-compliance
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RBI imposes penalties on IDFC First Bank, LIC Housing Finance for non-compliance

In a statement, the RBI said the penalty on IDFC First Bank has been imposed for non-compliance with certain directions on 'Loans and Advances - Statutory and Other Restrictions'.

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Loan default: Struggling to repay your loan? Understand borrower s rights

Despite defaulting, borrowers have legal rights that lenders must respect

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