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Leverage is a strategy where a business, person, or investor uses debt to maximize the return of an investment.

The application for student loan forgiveness is expected to be ready in early October. You'll have until December 31, 2023 to complete it.

Travel insurance covers losses from things that go wrong with your trip. You might not need it when traveling domestically.

Safe harbor 401(k) plans can provide employees with multiple benefits, including fully vested contributions and additional employer matches.

Short selling involves investors selling stocks they've borrowed, aiming to buy them back later for less and profiting from the price difference.

Behavioral finance is the study of psychological influences on investors and financial markets. It identifies biases that cause irrational actions.

Most interest income is taxable on both federal and state levels, and you pay taxes on interest income at the same rate as your ordinary income.

Dividends are taxable, whether cashed or reinvested. Qualified dividends are taxed at lower capital gains tax rates; unqualified as regular income.

Investors can short cryptocurrencies like Bitcoin, but high volatility and lack of crypto regulation make it particularly risky.

The S&P 500 is an influential stock index, a proxy of the US equity markets overall and, by implication, the US economy and its trends.