Page 28 - Fi Reference News Today

Cancel for any reason travel insurance protects you if you have to cancel your trip suddenly. It covers situations normal travel insurance doesn't.

The main difference between ordinary dividends and qualified dividends is that one type is taxed as regular income and the other as capital gains.

Blue-chip stocks are big companies with strong histories and reliable earnings. Shares are expensive, but they offer low risk and high dividends.

Common and preferred are the two main types of stocks, but investors should know about the other types, too.

Like gold, silver represents an alternative investment and can be an invaluable way to diversify a portfolio.

Real interest rates reflect the actual borrowing cost or return on savings and investments after taking into account the impact of inflation.

The Federal Reserve ("the Fed") is the central banking system of the US and just about everything it carries out influences your financial decisions.

A mortgage recast is when you make a lump sum payment toward the principal and your lender reamortizes the loan.

Investors have two basic ways to own gold: physical bullion or gold stocks/funds. Bullion is more of a pure play, but stocks are easier to hold.

Fiat money is currency backed by trust in the government that issued it and not tied to a physical commodity such as gold or silver.