Page 39 - Fi Reference News Today

A bear market occurs when any market drops by 20% of its most recent high point and is the opposite of a bull market.

Before you file your return, estimate your IRS refund, or how much you owe, and see your effective tax rate using our free income tax calculator.

Housing discrimination was made illegal in 1968, but it still happens. If you need to report it, contact your state's department of civil rights.

Redlining maps effectively barred people of color from homeownership. These communities have less wealth today because of it.

The prime rate is an interest rate US commercial banks offer their top clients. It's also the basis for the rates ordinary consumers pay on loans.

Since home equity loans let you borrow against the equity in your home, you can qualify for a lower APR than you could with a different type of loan.

Scammers are using Zelle as a new way to ask for money to be sent. Here's what you should know about using Zelle and protecting yourself.

Mortgage fraud is a serious offense that can happen when borrowers lie on their applications or fraudsters target distressed homeowners.

High-risk drivers can face rate hikes of as much as 80%. Shopping around can help you find a company that provides coverage for the cheapest price.

The average cost of renter's insurance is about $15 per month, but the cost of your policy will vary by your location and coverage amount.