Page 42 - Fi Reference News Today

The Howey test is a set of standards that determine if a transaction is considered an investment contract or a security.

A Goldilocks economy has just the "right" economic conditions like low inflation and unemployment and growth to keep things in balance.

Accountants may charge a flat fee or hourly fee for their work, and the overall cost which forms and tasks they'll need to perform.

Momentum investing is a short-term investing strategy that focuses on picking stocks that have shown a clear trajectory up or down.

Loss of use covers increased living expenses or loss of rental income if your home needs to be repaired.

The mortgage isn't the only thing homeowners pay — the typical US homeowner spends over $1,600 a month on insurance, taxes, utilities, and HOA fees.

Homeowners insurance usually covers basement flooding caused by burst pipes or broken appliances but not sewage problems or natural disasters.

Multi-asset funds combine different types of assets such as stocks, bonds, and real estate to create a diversified portfolio.

House hacking is a strategy where you rent out rooms in a property you own to make money from it.

Both are ways to convert the equity you have in your home to cash. Here's what you need to know to decide which is right for you.