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2014. and its expected to increase to 60 $60 billion in 2015. say say its a sign of optimist about the economy. do we fail to learn our lesson from the 2008 financial crisis? joining us right now is financial expert and best selling author rachel crews. do these numbers surprise you? we keep hearing americans are rnt arent spending. >> its shocking because im learning americans didnt learn their lesson. theyre still spending money you dont have. when you take on debt, its dangerous because youre...