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Operator
Good morning, and thank you for joining Lincoln Financial Group s First Quarter 2021 Earnings Conference Call. [Operator Instructions]
Now I d like to turn the conference over to the Vice President of Investor Relations, Al Copersino. Please go ahead, sir.
Al Copersino
Vice President, Head of Investor Relations
Thank you, Catherine. Good morning, and welcome to Lincoln Financial s First Quarter Earnings Call. Before we begin, I have an important reminder. Any comments made during the call regarding future expectations, deposits, expenses, income from operations, share repurchases and liquidity and capital resources are forward-looking statements under the Private Securities Litigation Reform Act of 1995.