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March 11, 2021 Pexels When critical illness strikes, medical costs are not the only thing to worry about. The long road to recovery could cause significant financial stress, such as income loss and childcare-related expenses. At first glance, standard Integrated Shield plans may seem like they can keep us financially protected from pricey medical costs when our health is ever compromised. But recent statistics from Life Insurance Association of Singapore’s (LIA) 2018 Protection Gap Study found that an average Singaporean working adult only has critical illness cover of just $60,000. In comparison, LIA recommends a sufficient CI coverage to be about four times the average annual pay of $81,663 or around $316,000.

Life insurance association of singaporeNational registry of diseases officeUniversity of washingtonMinistry of healthIntegrated shieldLife insurance associationGap studyGreat easternCritical illnessNational registryDiseases officeவாழ்க்கை காப்பீடு சங்கம் ஆஃப் சிங்கப்பூர்தேசிய பதிவு ஆஃப் நோய்கள் அலுவலகம்பல்கலைக்கழகம் ஆஃப் வாஷிங்டன்அமைச்சகம் ஆஃப் ஆரோக்கியம்ஒருங்கிணைந்த கவசம்