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The 2021 housing market is operating at warp speed. One second, you have five properties lined up that you like, and the next, there’s nothing available listed near your next duty station none that meets your criteria anyway. It’s exhausting, it’s disheartening and it’s discouraging for homebuyers. Military home sellers, on the other hand, are toasting with their champagne glasses. The key, in addition to watching and waiting, is staying competitive. And in the 2021 market, that means getting all your ducks in a row, which, of course, means getting your finances in order. That way, as soon as there’s an opportunity to make an offer, you have everything ready. So let’s take a look at mortgage pre-qualification vs. pre-approval, what those terms mean and why they’re important to you as a homebuyer.

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