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Cruise insurance can cover almost any situation, but you need to shop around to find the right coverage for you.

John Hancock keeps it simple with its travel insurance offerings, selling just three primary plans with premiums in line with the industry average.

Cat 70 offers one travel insurance plan called the Travel Plan. It stands out for offering high medical coverage and lower-than-average rates.

If you're injured while canoeing, hiking or...dog sledding, you might not be covered without a good travel insurance policy.