levying taxes on hard kreider. the house is set to vote on the message, and tomorrow for the spending bill. the senate will bundle the two together before sending it to president obama. all right. let's get down to business now with cnbc's landon dowdy. good morning, landon. >> hey, shannon, good morning to you. big news in business the fed's first rate hike in a decade is already having an impact on consumers. many big banks, including citi and bank of america are raising their prime lending rates in response. the prime rate is the most widely used benchmark in setting credit card and home equity loan rates, so borrowers will have to pay more. but savers won't see any benefit as banks aren't raising interest rates on saving accounts or cds. and need a ride? you can hail an uber with facebook messenger. users sign up to uber, and just like with the uber app they can track their drivers and get a receipt. and the new star wars movie is about to redefine what it means to be a hollywood