Los Angeles Lakers alleged COVID virus physically altered property by changing chemical and physical property conditions, creating viral vectors that required remedial measures before the property was safe again. Los Angeles Lakers, Inc. v. Fed. Ins. Co. in California Court.
A Texas jury found presence of SARS-CoV-2 virus on property of Baylor College of Medicine caused physical loss or damage and economic loss, triggering coverage under BCM’s commercial property insurance program. Jury awarded BCM over $48 million following three-day trial.