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Why First Republic Failed, and What It Means for the Rest of the Banking Industry

First Republic was taken over by regulators and is being bought by JPMorgan, protecting $92 billion of deposits, but the banking crisis is not over.

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US Banks Have Over $1 Trillion of Uninsured Deposits Signature Ranks High

The US government shut another financial institution on Sunday. This time it was Signature Bank, which had 90% of its deposits uninsured by the FDIC.

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Why Silicon Valley Bank Customers Were Bailed Out

Silicon Valley Bank was shut down on Friday. By Sunday, the FDIC backed 100% of its deposits, giving account holders access to all their money.

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What Is FDIC Insurance? It Protects Your Money Should Your Bank Fail

If your bank has FDIC insurance, then your money is protected if your bank closes. You don't have to apply or pay for FDIC insurance.

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