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The Reserve Bank of India (RBI) has also encouraged banks to make the the Interoperable cardless cash withdrawal (ICCW) option available for ATMs in order to prevent card fraud such as cloning, skimming, etc. 

Cash Withdrawal Using UPI: The Interoperable Cardless Cash Withdrawal (ICCW) feature allows people to withdraw money from ATMs even if they do not have the cards. In this article, we have provided you with a step-by-step guide to withdraw cash using UPI from ATMs.