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The best secured credit cards in Canada for 2024

For those unable to qualify for a traditional credit card, a secured card can be an important tool for rebuilding your credit.

The best credit cards in Canada for April 2024

The Best Secured Credit Cards for 2021

Credit limit Annual fee: Eligibility:   What is a secured credit card? A secured credit card is any card that requires an initial deposit to open an account. The deposit, which is usually one to two times more than your requested credit limit, acts as collateral. If you miss or fail to make a payment, your credit card company will use the deposit to cover the unpaid balance. Why get a secured credit card? Because secured credit cards require an initial deposit, they’re usually very easy to get. But why pay a deposit to use a credit card? Well, you may need one for these main reasons.

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