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Bankrate.com. the big change here is the income limitations are going away. but tell me this. why would you make the change? because youre going to have to pay a very big tax bill. >> there are a number of advantages to the roth ira. if youre young, think of a snowball rolling downhill. you want to pay taxes which than account value is small, thot when youre at the bottom of the hill and retirement and its bigger. also, uncle sam has a lot of bills to pay. its a possibility that tax rates could ...