i think now the attention is on what the regulation actually looks like. i wasjust remembering one of my firstjob interviews, where i bought a dress on a store card and put off the payment for a while. if that option wasn t available to me, i wouldn t have been able to buy the dress and feel good in the interview. so it is important, isn t it, in a sense to have that availability? absolutely. i think for the sake of financial inclusion and ensuring that we are not excluding people from access to credit, i welcome these products and actually, in many cases i think they can be a better alternative to high interest cards, payday loans, whatever. i think, absolutely. but better doesn t necessarily mean they should be exempt from regulation. so i think there s a balancing act there. the regulator has called for affordability checks and more support for customers who are struggling to repay. the government said it will act as soon as it can, and the details will be crucial for both how we sh
says on average people spent $967.13 this year around the holidays, that is a lot of money. how do you make sure your holiday spending doesn t drive you into debt? here with money hacks for a happy new year, melissa, thanks for coming on. the first one you got here. happy new year coming up in a few days, can t believe it. use a credit card and don t use cash. if you use a credit card you can pay it off in 30 days, that is the nice thing. people feel they have cash they will spend less, you put off the payment if you use the card and 0% interest cards out there, low interest cards. it is up to you. in new york i don t carry a lot of cash, don t know about you. depends how safe you feel paying with a card versus cash. a lot give you 18 months, 10,