The potential for higher returns from investing directly in stocks comes with additional risks. For most investors, who neither have the time nor the skill to properly analyse stocks, mutual funds should form the core of their equity exposure.
SIP contribution in mutual funds reached ₹1,66,131 crore in the first 11 months ending Nov 30, 2023 witnessing 22.23 percent increase from previous year’s contribution for the corresponding period.
Investing in mutual funds requires careful consideration of the right allocation between lumpsum and SIP investments. Lumpsum investments allow for potentially higher growth but are subject to market timing risks. SIPs mitigate volatility by investing regularly at different price points.
Investing in mutual funds for the marriage expenses of your niece and nephew is a good idea. However, the suitable mutual fund scheme would depend on their ages and the time horizon for their marriage
Flexi-cap funds are the funds that invest across large-cap, mid-cap and small-cap stocks. Investment in these funds allows the investors to diversify their portfolio across companies of different market capitalisation and mitigate risk. Till July 31, 2023, there were 33 flexi-cap funds. As per Association of Mutual Funds in India (AMFI) data for July, flexi-cap funds saw outflows to the tune of Rs 932 crore. Here s a quick comparison between HDFC Flexi Cap and JM Flexi Cap.