Isabel Booth News Today

This series, supported by the Paul Ramsay Foundation, looked at how we are failing these people who have been impacted by disaster. Academic experts suggested concrete ways we can do better, including government policies to break the cycles of disadvantage which are exacerbate by such events.

Yet again, Australia is reeling from a climate-change induced natural disaster. A recent series from The Conversation looked at how to plan for the next disaster and protect the vulnerable.

Others, for example in Europe, focus on enabling the collective good through insurance affordability and availability. These approaches, which aim to make insurance an option for everyone, better reflect the collective predicament underinsurance represents.