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Operator Welcome to the Central Pacific Financial Corp. Second Quarter 2021 Conference Call. [Operator Instructions] This call is being recorded and will be available for replay shortly after its completion on the company s website at www.cpb.bank. [Operator Instructions] I d like to turn the call over to Mr. David Morimoto, Chief Financial Officer. Please go ahead. David S. Morimoto Executive Vice President, Chief Financial Officer Thank you, Andrew, and thank you all for joining us as we review the Financial Results for the Second Quarter of 2021 for Central Pacific Financial Corp. With me this morning are Paul Yonamine, Chairman and Chief Executive Officer; Catherine Ngo, President; Arnold Martines, Executive Vice President and Chief Banking Officer; and Anna Hu, Executive Vice President and Chief Credit Officer. We have prepared a slide presentation that we will refer to in our remarks today.

United statesLaurie hunsickerArnold martinesPiper sandlerArnoldd martinesDavid morimotoPacific plazaDavids morimotoJackie bohlenPaulk yonamineAndrew lieschPaul yonamineCatherine ngoAndrew liesch piper sandlerCentral pacific financial corpUniversity of hawaii economic research organization