corporate liabilities further why don t they get that back up before they pick on people whose average wage, with benefits $75,000 is among the lowest of any job requirement graduate degree? emac, we have teachers breaking the law by walking out. democratic legislators running to other states so they don t have to foot on this. there s a lot of nincompoops in this whole thing. raising taxes by 24 last year, government union workers lobbied for tax spending and increase, property tax hikes, sales tax, income tax hikes to cover their compensation for pension plans that bernie madoff got arrested for, promising 8 to 10% a year. nobody can expect that any more. you can t expect every year annual stock returns of 8 to 10%, quentin you know that is not reasonable.