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What elite RPAs think about PEPs
Pooled employer plans, or PEPs, could dramatically change the 401(k) business, but only if employers decide to adopt them.
January 14, 2021 3 MINS
Pooled employer plans under the SECURE Act could completely change the defined-contribution industry, or they could have very little impact. They present an incredible opportunity to pool plans to mitigate work and fiduciary liability as well as to lower costs but the question is whether the market will adopt them
Though record keepers and third-party administrators are most aggressive and will most likely act as the pooled plan providers, retirement plan advisers will still likely drive sales.