Page 2 - Jonathan Guyton News Today

When it comes to finding a safe withdrawal rate in retirement, flexibility is the key.

Key things retirees can do to stack the deck in their favor. 

What declining stock and bond prices and higher inflation mean for retirement income.

A variable withdrawal rate could give retirees peace of mind and, in turn, better investment performance as well.

In recent years, the focus and attention of researchers and practitioners have shifted to variable withdrawal rate strategies for retirees.

The Guyton-Klinger method aligns withdrawals with portfolio performance—but without extreme cash-flow volatility.

But dynamic strategies entail trade-offs—namely, more volatile cash flows and lower ending balances.

Key things retirees can do to stack the deck in their favor. 

Also, why we raised Apple stock’s fair value estimate, and why we think Palantir has created problems for itself.

What high inflation and a poor performance from stocks and bonds in 2022 means for retirees this year.