Rate. We have limits on 401 k and ira contributions. For the people that bust their butt their whole life. Good investment decisions. We now want to punish them and somehow thats going to encourage them to do more for our it just doesnt make sense. When you look at the whole thing, i dont see where it will bring in this big amount of income or how it will motivate americans to become prosperous. Its a loselose. How do you encourage middle americans people not in higher tax brackets to save. Most americans do not work in large corporations. Theyre in smaller environments. Theyre not after the same kind of opportunities. How do we incentivize those on the lower end of the sprect spectrum. How do we simplify and raise the boat. The other big question this raises, we focus on women getting higher paid jobs because women are outliving men. Neil you have to rub that in. We have to create higher paying jobs. Thats what America Needs to be focused on right now. Neil you know im focusing on the