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in the morning hours, down about 150 points. then we actually went positive before going negative once again. the nasdaq gave up about 36 points, better than 1% on the nasdaq. and the s&p down 1%, with a decline of 16 points. joining us is michael from sylvans capital management, and mike will be joining us. bill will join us shortly. thank you very much for joining us. hi, maria. michael, let me kick this off with you. you talk about the dangers of rising interest rates. what is the danger of rising interest rates on stock prices? you know, i think it makes a big difference if the interest rates are slowing because we re tapering fed purchase or if we re actually raising interest rates. there s something to be said for slowing and tapering some of the purchases. that would indicate the economy is doing better. the fed feels a little bit better versus the full-on, i m going to put my foot on the brakes and raise interest rates. we think we re a long ways off from raisin

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