Debt and lack of access to a pension plan can make it especially difficult for Black and Hispanic Americans to maintain steady income in retirement, researchers find.
Closing the Racial Wealth Gap in Retirement Preparedness upenn.edu - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from upenn.edu Daily Mail and Mail on Sunday newspapers.
Researchers at the Federal Reserve Bank of Philadelphia have come up with a plan for letting banks innovate with artificial intelligence and widening access to credit at the same time.
Would using location data in AI-based credit models improve fairness? nationalmortgagenews.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from nationalmortgagenews.com Daily Mail and Mail on Sunday newspapers.
“With advances in AI, we have choices," machine learning economist Vitaly Meursault said. "To ban it, to accept them as they are, or to guide their use to achieve outcomes that are more consistent with our values.”
Latest Cityscape Features a Symposium Reflecting on Moving to Work
HUD's Office of Policy Development and Research Website
The latest issue of
Cityscape: A Journal of Policy Development and Research features a symposium reflecting on Moving to Work (MTW), a program authorized in 1996 giving public housing agencies (PHAs) flexibility in providing low-income housing assistance toward achieving three main objectives: improving cost effectiveness, promoting self-sufficiency among assisted households, and increasing housing choice for low-income families. This issue was guest edited by Elizabeth Rudd.
Martha M. Galvez, Ruth Gourevitch, and Benny Docter describe the 39 PHAs with MTW designations as of 2016 and the households they serve. The authors describe the similarities and differences between MTW agencies and non-participating agencies.