What is a life insurance medical exam?
Traditional insurance policies require a medical exam, which includes the collection of a blood and urine sample, as part of the underwriting process. The underwriting process can take 4-6 weeks or longer.
People with certain pre-existing health conditions may be ineligible for traditional life insurance they should consider no medical exam life insurance.
What happens during a life insurance medical exam?
The insurance company sends a paramedical professional to your home or business to perform the exam. The medical exam, also known as a paramedical exam, can take up to 30 minutes and usually includes a blood and urine sample, weight, and blood pressure screening.