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Don't Buy a Home Just Because Interest Rates Are Low—Here Are 4 Things to Consider First

Ideally, Schultz is looking for a three-bedroom, two-bathroom house listed under $500,000, but shes willing to be flexible on the details in order to keep the price down. "Were very committed to not having housing [cost] any more than 35% of our income," Schultz says.   This year, the couple hopes to make around $200,000 combined, but Schultz says the income from her new business is unpredictable. Outside their retirement savings, Schultz and her husband have about six months worth of emergenc...
United States Dan Herron Ryan Greiser Eryn Schultz Leo Marte Jake Northrup

The 10 Best U.S. Places to Work in 2021, According to Glassdoor

Glassdoors economists and analysts identified several common themes mentioned by employees of some of the highest-rated companies: consistent communication amid Covid-19; flexible working environments; work-life balance; transparent senior leadership; good health benefits; mission-driven company cultures; smart and collaborative colleagues; a clear company direction; opportunity for career advancement; and the opportunity to do impactful work.  Companies such as Google, which came in sixth on ...
New York United States British Columbia Mountain View United Kingdom San Antonio

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I Went on 100 Interviews in 8 Months. This Is What It's Like to Negotiate Your Salary as a Black Woman

When I finally landed a job offer in public relations, the starting salary offered was significantly lower than the average pay in the industry (for a recent graduate with a bachelors degree). "Just take what they give you," my parents insisted. "Negotiating your salary will only make you look bad." But I refused to back down. I came back with market data to prove my worth, along with a list of reasons why Id be a great addition to the team — but they didnt budge. I took the job anyway, becau...
United States Ashley Williams Cassandra Holdsclaw Williams Tonya Rapley Kimberlyb Cummings Morela Hernandez

How Corporate America's Diversity Initiatives Continue to Fail Black Women

"Theres a very clear trend that women are having a harder time in the workplace than men, women of color are having a harder work experience than White women and Black women are having sort of the hardest experience overall," Lean Ins deputy director of communications, Rachel E. Cooke, tells CNBC Make It.  Below, Cooke, along with several other diversity leaders and experts, breaks down how sexism, racism and a lack of leadership support impact Black womens experiences at work. And, they detai...
United States Dnika Travis Melonie Parker Pamela Nonga Ngue Nonga Ngue Rachele Cooke

New Relief Bill Boosts Unemployment Insurance by $600 a Week for Gig Workers, Freelancers and More

You can get a bigger unemployment check, for a longer period of time The amount of money a worker receives when they apply for unemployment benefits, and for how long, varies by state. Generally, individuals are paid half of their weekly wages based on earnings from the previous four quarters. In January 2020, unemployed workers were paid an average of $385 per week, and most benefits lasted 26 weeks, according to the Center on Budget and Policy Priorities. Under the new stimulus package, work...
United States Erik Josowitz Donald Trump Arindrajit Dube Wayne Vroman Us Department Of Labor

Mortgage Help Is Available During the Coronavirus Pandemic, But What's Offered Can Vary—Here's What You Need to Know

Those with mortgages owned by private lenders, such as banks, are not included in this relief. However, some states and banks have also rolled out relief for homeowners. California reached a deal with a number of big banks to provide affected homeowners with a 90-day grace period for all mortgage payments and suspend foreclosures. Connecticut reached a similar agreement and has a list of participating banks.  New York Gov. Andrew Cuomo said last month that the state was "going to have the ban...
New York United States Yale University Freddie Mac Karan Kaul Troutman Sanders

From Haircuts to Yard Parties, Here's How Infectious Disease Experts Are Running Errands and Socializing Safely

Host a yard gathering If you live somewhere with a spacious yard, use it to get together with people from a distance, like Varkey. "The rules here are strict — the group is always limited to no more than 10 people," he says about his own yard parties. Additionally, the event should be BYOB and BYOM, meaning everyone brings their own beverage and mask, Varkey says. "Masks stay on when not eating or drinking, [and] no one shares food or utensils," he says. Iahn Gonsenhauser, chief quality and p...
United States Bill Miller Timothy Brewer Iahn Gonsenhauser Jay Varkey Fielding School Of Public Health

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