the delay you re paying one to two cents on the dollar. was good. think of it this way, as you move around, say you re a small, medium company and go from one person giving you capital to another, you have to start all over with them again. right. in our case, sign up one time, and every time you transact it s available to every single buyer so you never have to go through the process. if you re a small company and interested in doing this what kind of information do you give to the buyers so they know actual actually your clients are good, good for making good on receivables. there s a registration process. the key thing that the buyer wants to know is, is this, in fact, a real operating entity? hence, why we have two-year operating history requirement and are invoices selling real? we allow the seller to take partial control of that process, but generally speaking, we provide the all of the credit