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'Decision yet to be taken': Ujjivan Small Finance Bank's MD on universal bank transition

Ujjivan SFB's gross non-performing asset (GNPA) stood at 2.23 per cent in Q4 FY24 and net NPA was at 0.28 per cent. The bank's GNPA ratio stood below 3 per cent and net NPA ratio below 1 per cent for two consecutive years, making it eligible to apply for a licence.
Ittira Davis Siddharth Zarabi Ujjivan Small Finance Bank Managing Editor Business Today

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