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In the days following Texas’s February 2021 winter storm event, unofficially named Winter Storm Uri, we have received many questions from out-of-state colleagues and clients particularly from those living in colder climates asking how one winter storm could possibly have wreaked the havoc that it did in Texas. The answer is surprisingly complex, and has nothing to do with Texans’ alleged lack of fortitude in cold weather. This was a humanitarian and economic disaster, the legal and economic fallout of which will be felt for years to come.