get out of new york. [ laughter ] i know, right? thinking is maybe a little bit of a surprise. atlanta. minneapolis. i think here is the thing with minneapolis. okay, the average monthly mortgage payment is now $122 less than the average rent of $965. just an astounding payment. that s an average nationally. in that particular area. one of the worst areas for renters minneapolis. down 30% from the peek. message being if you are interested in buying. here is where renters have the upper hand. these are the expenses here. new york, for example, the break-even point is over five years. this is expensive city for renters and buyers. for san francisco it s it nearly six years. melville park substantially higher than that. and then you have got san who he safe that s just crazy texas.