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ACES: Mortgage Loan Defect Rate Jumped 20.5 Percent During Q2 2022

ACES: Mortgage Loan Defect Rate Jumped 20.5 Percent During Q2 2022
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Critical Defect Rate Reaches Report-High in Q3 2022, Per ACES Quality Management Mortgage QC Industry Trends Report

As the critical defect rate rose for the second straight quarter, defect rates in three of the four major underwriting categories also increased

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Mortgage Critical Defect Rate Reaches Report-High in Q3 2022, Per ACES QC Industry Trends Report

eNewsChannels NEWS: ACES Quality Management® (ACES), the leading provider of enterprise quality management and control software for the financial services industry, announced the release of its quarterly ACES Mortgage QC Industry Trends Report covering the third quarter (Q3) of 2022. The latest report analyzes post-closing quality control data derived from ACES Quality Management & Control® software. :: News from eNewsChannels

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Mortgage loan defects hit new high in 3Q

Government-sponsored originations accounted for over half the share of transactions found with "critical" flaws, according to Aces Quality Management.

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Critical Defect Rates Rose 6% in Q2 2022 Per ACES Quality Management Mortgage QC Industry Trends Report

Loan Documentation, VA and USDA defects saw significant increases while Income/Employment defects declined

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