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Insurance with regard to the costs. it is an affordable care act that they have to spend 80% on care and not on promotion and other internal benefits to the company. we are seeing 6.1 million elderly americans so 6.3 billion in savings on their prescription drugs. obamacare is working and the point being that we have to fix this technological glitch. >> it is too early to say it is working. it has a long way to go. we will wait and see what happens. out of time. good to see you both. >> thanks. ...