are you going to listen this year? ryan mack is the president of optimum capital management, doug flynn, a certified financial planner. doug, let s start with you. what is on your radar for 2011? there is christine, always with us. doug, what is on your radar for 2011? happy new year. same to you. thank you. realistically you have to look at reflation. the fed saying we want to stay away from deflation. we want to inflate everything. what happens is you will have pressure on the u.s. dollar. the big theme if you center your investment policy around the following, in addition to stocks, bonds and commodities, focus in on currencies. brings currencies into everything you are looking at. the weakening u.s. dollar. the dollar was volatile this year, but from the beginning to the end right now, it really didn t move that much. you have a continuing weakness of that dollar. it is not going to be a great
how many times do i have to tell you, if you are not carrying expensive debt, look at your investment portfolio. 2010 shaped up to be a good year for investors, low inflation, low interest rates. 2011 could be off to a good start. are you going to listen this year? ryan mack is the president of optimum capital management, doug flynn, a certified financial planner. doug, let s start with you. what is on your radar for 2011? there is christine, always with us. doug, what is on your radar for 2011? happy new year. same to you. thank you. realistically you have to look at reflation. the fed saying we want to stay
for investors, low inflation, low interest rates. 2011 could be off to a good start. ryan mack is the president of optimum capital management, doug flynn, doug, let s start with you. what is on your radar. there is christine, always with us. doug, what is on your radar for 2011? happy new year. same to you. thank you. realistically you have to look at reflation. the fed saying we want to stay away from deflation. we want to inflate everything. what happens is you will have pressure on the u.s. dollar. the big theme if you center your investment policy around the foll following, in addition to stocks, bonds and commodities, focus in on currencies. brings currencies into everything you are looking at. the weakening u.s. dollar. the dollar was volatile this year, but from the beginning to the end right now, it really
arkansas, and ryan mack is here with us, president of optimum capital management to discuss this situation. jamie, let me just ask you, what has happened since you ve lost your job and these health care costs? have you been able to manage those bills? we basically have stuck with the wise decisions that we were trying to make before i call it the economy before the recession and everything happened. we make payments in small increments. we ve made arrangements with every single provider to whom we owe money. and we are making regular payments. we knew if we kept it small, it would satisfy them that we were trying to pay off the account. an as we pay the smaller ones off, we re adding that amount to the bigger accounts. and just trying to steam roll that a little bit. i just want to point out something that you said that was
time now for the help desk, where we get answers to your financial questions. joining me this hour, carmen wong ulrich, a personal finance author, and ryan mac is the president of optimum capital management. thanks for joining us today, guys. our first questions come from an anonymous writer, but they write, i lost my job where i made $80,000 a year and have been unemployed for three years. i also lost my retirement savings of $300,000. i m 56, and if i get a job now, what s the best way for me to recover my losses and where should i invest? that s a tough situation, ryan. it s been a tough situation. we re at a decade-long high in terms of individuals over 50 unemployed. up over 50%, just over the last year alone. so a lot of individuals find themselves in this situation. the first place to invest is actually in yourself. making sure you re getting back education. $2 billion went into legislation