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What Exactly Determines Mortgage Rates?

Buying a home is a major milestone. Therefore, deciding on how you should pay for it will also have important long-term consequences. If you can buy your home in cash, you could avoid unnecessary debt. But, taking out a mortgage can also free up your cash to invest in other things. Let's take a look […] The post Should You Buy a House in Cash or Get a Mortgage? appeared first on SmartReads by SmartAsset.

The Magic Mortgage Rate Number to Tip the Housing Market

A new survey from Zillow found the “mortgage rate tipping point” at which homeowners are likely to sell their homes. Hint: It's above 5%. A new survey from Zillow found the “mortgage rate tipping point” at which homeowners are likely to sell their homes. According to the survey, homeowners with a mortgage rate above 5% are almost twice as likely to say they plan on selling their home in the next three years than those paying a rate below 5%. As the Fed continues to raise the federal funds rate i

June 7 mortgage rates: Rates dipped back below 7% last week

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