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My wife and I are 66, and our financial adviser has us in 94% equities Is this OK?

Have an issue with your financial adviser or looking for a new one? Email picks@marketwatch.com.

Elliot doleJames danielAlonso rodriguez segarraAdvisory firmBuckingham groupBen gallowayAlonso rodriguezSteven sivakPamela horack

My wife and I have $2 3 million and have been with our adviser for 10 years now But we re paying $15,500 every year for him to manage it What gives?

Have an issue with your financial adviser or looking for a new one? Email picks@marketwatch.com.

Steven sivakAdrianna adamsAlonso rodriguez segarraPamela horackMark humphriesJames danielNational association of personal financial plannersAdvisory firmGarrett planning networkGetty imagesKaleb paddockTen talents financialDow jones industrial averageSentinel financialDomain moneyMarketwatch picks

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